If you are like a huge percentage of the population, you are probably thinking about New Year resolutions, and getting things done that you have been putting off. Well, I know that revamping my insurance has been on my list for quite some time. Not sure what it is, but something about having that task on the list is just intimidating.

Car insurance, life insurance, home insurance, health insurance, and disability insurance. There is just so much. Heck, you even need insurance for your gadgets these days.

Luckily, there are a few things that you can do to make the process easier.

1. Ask friends: Word of mouth is always good. Friends can tell you what company they use, and even recommend a good agent.

2. Talk to Your Current Agent: If you already have insurance, you can get a discount on other services that you might add to your policy.

3. Get some online insurance quotes and do your research: There are many great websites out there that can give you comparisons from several different companies at the same time so that you can see which policy will work best for you.

Doing #3 can save you a lot of time and money. You would be surprised how many people either over or under buy their policies. Especially with car insurance. To prevent this, check out an article like Car Insurance 101.

However you decide to get it done, make sure that you do it. It is an important part of keeping yourself and your family protected.