Disclosure: This post is sponsored by The Huntington National Bank and The Motherhood. All opinions are my own.
When it comes to reaching your savings goals some of us probably have a love/hate relationship with the process. Unfortunately, in life, things are always happening. And I swear it seems like as soon as I get ahead, something happens that takes me 2 steps back. However, since this is life, it is very important to have an emergency fund to handle unexpected expenses. is here to help.
Other than saving money for emergencies, another thing that is very important to me is vacation. If I do not get at least one or two vacations per year, I am a very, very cranky person! In order to make sure this happens, I look for bargains, hustle a couple of side jobs, and save money.
Not too long ago I told you about opening a new checking account at Huntington Bank. I also opened a Premier Savings Account to go along with that. Now I am on my way to saving money. I poked around in The Hub to see my options, and I was pleased with the tools created to help me save.
The Huntington Bank Hub
The Hub gives you an overview of the balances in your accounts – a Spend Analysis tool to see where your money goes, a Spend SetterSM tool to help you budget, the Savings Goal GetterSM tool (more on that later in the post), and the Look Ahead CalendarSM so you get a quick view of any automatic transfers or payments associated with your account.
Using these tools, it should be easy to get a hold on spending and saving. Today, let’s focus on saving.
4 Ways to Reach Your Savings Goals
Make Coffee & Lunch at Home
One of the first things I think about to help myself save money is the amount that I spend each week eating lunch at work, or stopping for a coffee in the morning. Seriously… work expenses can add up. I already know that this is a huge problem for me, and I am taking steps to do better.
Think about it, depending on what you order at your favorite coffee spot you could be spending $3-$5 every morning. Multiply that times 20 work days a month and we are talking around $100 a month. That $100 can be in your savings account. Instead, make a pot of coffee at home, or get a single serve coffee machine, use your insulated travel cup, and you can still enjoy your cup of coffee.
Lunch is an even bigger expense. On days when I buy lunch at work, I might spend $13 a day if I go out, or more than $20 if I get delivery. Now that money really adds up! If I did that even 3 days a week that is $150 – $240 a month! Just imagine the vacation that you can take with those savings. Instead, consider cooking enough on Sunday night to meal plan and pack lunches for the week.
Use the Huntington Savings Goal Getter Tool
The Huntington Bank Savings Goal Getter tool on The Hub is unique way to save money. Available on both the website and mobile app if you have a Huntington savings or MMA account, you can create savings goals, and the rest happens automatically. We would really love to take our kids on another big family vacation next summer, so I created a Vacation Savings Goal, aiming to save $500 by December 2019.
Savings Goal Getter then told me that to meet this goal, I need to save $22 per week. This will be a nice down payment on our vacation.
You can create and edit up to 10 goals per account with the Savings Goal Getter tool, and other tools in The Hub will help you to continue to save. You only need one Huntington savings account to do so, and the system does the rest based on goal type, helping you visualize what you’re saving for and shows your progress along the way.
Use Automatic Transfers within Your Online Account
To make the savings even easier, you can use the Automatic Transfer tool to automatically transfer the money to your savings account. Set it and forget it! One thing I noticed is that the Frequency dropdown to set recurring transfers seems to be available only on the website, but not in the mobile app. Doing this on the website also allows you to set an end date. So, in the case of my Vacation Savings goal, I can set a weekly transfer, and set it to end on December 31, 2019. Once you set it up once, you do not have to worry about it, and can monitor progress from The Hub screen of your mobile app.
No matter what you might be saving for, having an easy way to do so can make all of the difference. Huntington Bank is helping me reach my savings goals. If you need an easy to use savings account that helps you do more, head over to and apply now.
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